Virginia Commonwealth Bank

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Fee Schedule

NSF / Overdraft Fee
(per check or electronic debit)
NSF / Return Overdraft Fee
(per check or electronic debit)

Negative Balance Fee (assessed when account has been overdrawn for 7 consecutive days)


Stop Payment / Suspect
(per item)


Return Deposited Item


Return Deposited Item Collection Fee


Overdraft Protection Transfers


Telephone Transfers


Statement Copy
(per statement)


Copy of Item
(check, deposit slip)


History Printout


Cashiers Checks


Wire Transfer - Domestic Outgoing


Wire Transfer - Domestic Incoming


Wire Transfer - International Outgoing
Wire Transfer - International Incoming

Account Reconciliation (per hour)


Tax Liens / Garnishment Processing


Inactivity Fee (Annual Fee assessed after 36 months no activity)
Return Mail Fee (per month)
Early Closing Fee (within 180 days of account opening)

ATM Transactions
___ At VCB ATM
___ At Non-VCB ATM

No Charge
Free up to the allotted transactions, then $2.00 each

Replacement ATM / Debit Card


American Express
___ Travelers Cheques
___ Travelers Cheques for Two
___ Gift Cheques

1% of purchase
1.5% of purchase amount

Useful Links
Click a link below to get more information.

Rate Sheet
Comparison Chart

Since Virginia Commonwealth is a small bank, dedicated to serving the needs of our local communities, deposit accounts and loan applications are accepted only from residents of the communities served by our branch offices and their surroundings.