Virginia Commonwealth Bank
 
 

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Fee Schedule

NSF / Overdraft Fee
(per check or electronic debit)
$40.00
NSF / Return Overdraft Fee
(per check or electronic debit)
$40.00

Negative Balance Fee (assessed when account has been overdrawn for 7 consecutive days)

$40.00

Stop Payment / Suspect
(per item)

$40.00

Return Deposited Item

$12.00

Return Deposited Item Collection Fee

$25.00

Overdraft Protection Transfers

$13.00

Telephone Transfers

$5.00

Statement Copy
(per statement)

$7.50

Copy of Item
(check, deposit slip)

$5.00

History Printout

$3.00

Cashiers Checks

$6.00

Wire Transfer - Domestic Outgoing

$35.00

Wire Transfer - Domestic Incoming

$15.00

Wire Transfer - International Outgoing
$75.00
Wire Transfer - International Incoming
$25.00

Account Reconciliation (per hour)

$25.00

Tax Liens / Garnishment Processing

$100.00

Inactivity Fee (Annual Fee assessed after 36 months no activity)
$20.00
Return Mail Fee (per month)
$5.00
Early Closing Fee (within 180 days of account opening)
$45.00

ATM Transactions
___ At VCB ATM
___ At Non-VCB ATM

_
No Charge
Free up to the allotted transactions, then $2.00 each

Replacement ATM / Debit Card

$10.00

American Express
___ Travelers Cheques
___ Travelers Cheques for Two
___ Gift Cheques

_
1% of purchase
1.5% of purchase amount
$2.50

Useful Links
Click a link below to get more information.

Rate Sheet
Comparison Chart

Since Virginia Commonwealth is a small bank, dedicated to serving the needs of our local communities, deposit accounts and loan applications are accepted only from residents of the communities served by our branch offices and their surroundings.