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First Equity Loan.

Unlike most equity loans, Virginia Commonwealth Bank's First Equity Loan uses a special appreciation formula that may allow you to access up to 80% of the equity in your home with loan terms up to 15 years.

First Equity Loan Features:

  • No Closing Costs*
  • Tax Advantages**
  • Cash When You Need It
  • Quick Approval
For Example:
If you borrow $10,000
For a term of 10 years
At an interest rate (APR) of 6.99%
Your monthly payment would be $116.08

Call your local branch today! Find the branch nearest you.

*No closing costs on loans of $10,000 or more.
**Consult your tax advisor.

Loans subject to normal credit criteria. Rates are subject to change and are quoted assuming payment is automatically deducted from a VCB checking account.

 
Since Virginia Commonwealth Bank is a small bank, dedicated to serving the needs of our local communities, deposit accounts and loan applications are accepted only from residents of the communities served by our branch offices and their surroundings.
 
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